Northern ARC Capital Ltd. IPO: Key Details

We are a platform in the financial services sector set up primarily with the mission of catering to the diverse credit requirements of under-served households and businesses by providing efficient and reliable access to debt finance. Registered with the RBI as a systemically important, non-deposit taking non-banking finance company (“NBFC”), we have been operating in the financial inclusion space for over a decade. We are a leading player amongst India’s diversified NBFCs, with a business model diversified across offerings, sectors, products, geographies and borrower segments. We provide access to credit to under-served households and businesses directly and indirectly through our Originator Partners. We operate with a risk management framework that uses a combination of proprietary quantitative data analytics based on over 22 million unique data points and qualitative field level insights that aid credit assessment and monitoring. Our proprietary integrated technology system called ‘Nimbus by Northern Arc™’ (“Nimbus”) enables us to do this efficiently at scale. Our digital initiatives earned us the ‘Best Digital NBFC of the Year’ awardat the Economic Times BFSI Excellence Awards in Fiscal 2020 and “Excellence in Digital Execution for Process Innovation” at the MINT | TechCircle Business Transformation Awards 2021.